A few friends recommended me to David at Vault Plus Mortgages to assist me in buying my first investment property.
I work long hours on most days, but this didn’t interfere with David and more than once he came to my house outside of business hours to consult with my parents and I. David gave me guidance on the current property market, expectations around rental incomes, and how different lenders work. David was able to provide his personal experiences involving his own investments, which gave me confidence that I could rely on his advice and expertise in the field.
In the end, I knew I wanted to buy a property that would be initially for investment, but also had the potential for moving in within the next few years. We came to the realisation that the price of a property that met my “must-have” criteria was on the very tip or over my budget, so my parents expressed interest in a joint ownership of the property. I was initially upset that I couldn’t afford it all by myself, but then realised that I was lucky that my parents were in a financial position to offer their help.
Buying a property is a lot more emotional than I initially thought, but David encouraged me that it should be a happy and exciting process. Finally the perfect property came along and my offer was accepted. This happened about 5 months after I sent my first email to David, which proves David’s commitment to his clients. During the purchasing process David was thorough, professional and timely with all of the paperwork and made sure that I knew all the details and fine print.
I would have no hesitation in recommending David Merison and Vault Plus Mortgages to anyone who is looking for advice on property ownership and investment. I will definitely be seeking David’s advice on any future purchases and investments in my future.
— Sutherland client
My wife and I were contemplating a house move as we were starting to feel like a slave to our home loan. Before we acted, I was referred to David by our Financial Planner and it proved to be a masterstroke.
David explained our options clearly and tailored a re-financing package that allowed us to remain in our much-loved family home. He also provided us with a medium-term plan which included a significantly lower interest rate, more affordable mortgage repayments and a happier future with more quality time with our teenage kids.
David was always accessible via phone or email and lent a sympathetic ear to our many concerns and questions. His easy manner and clear communication style also removed any stress from the re-finance process.
I’d highly recommend David’s professional service.
— Oyster Bay client
David was recommended to me as I needed finance for a business transaction that I thought might be difficult to finance.
Not only did David organise the required finance but his attention to detail made this tricky process smooth and as painless as possible. David’s manner meant he was a pleasure to deal with and his knowledge was first class. I would have no hesitation in recommending him to others.
— Sutherland client
David is a very experienced Mortgage Broker who has provided his services to both myself and many of my clients. He takes the time to understand the clients requirements and is the able to provide a suitable solution.
I am very happy to recommend David professionally as a Mortgage Broker.
— Gymea Bay client
Having emigrated to Australia a few years ago and with English not being our first language, David worked with our family over many late nights to ensure we were in a position to buy our first property which was our dream.
After well over 12 months of working with David our dream became a reality and we were able to buy our first property as a family.
David’s patience, compassion and understanding meant we were in good hands and we felt completely at ease in dealing with him, knowing that he always had our best interests at heart.
— Mortdale client